LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,068
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,097
−HK$1,045/mo
Today · 4.125%
HK$35,142
baseline
▲ 0.50% · 4.625%
HK$37,280
+HK$2,138/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,284/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,788
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,775
−HK$1,001/mo
Today · 4.125%
HK$38,776
baseline
▲ 0.50% · 4.625%
HK$40,820
+HK$2,044/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,552/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$543,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,682
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,916
−HK$1,254/mo
Today · 4.125%
HK$42,170
baseline
▲ 0.50% · 4.625%
HK$44,736
+HK$2,566/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$84,340/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,146
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$45,330
−HK$1,201/mo
Today · 4.125%
HK$46,531
baseline
▲ 0.50% · 4.625%
HK$48,984
+HK$2,453/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$93,062/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,296
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$47,736
−HK$1,463/mo
Today · 4.125%
HK$49,199
baseline
▲ 0.50% · 4.625%
HK$52,192
+HK$2,993/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$98,398/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,503
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,885
−HK$1,401/mo
Today · 4.125%
HK$54,286
baseline
▲ 0.50% · 4.625%
HK$57,147
+HK$2,861/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$108,572/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,523
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$61,374
−HK$1,882/mo
Today · 4.125%
HK$63,256
baseline
▲ 0.50% · 4.625%
HK$67,104
+HK$3,848/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$126,512/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,219
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$67,995
−HK$1,801/mo
Today · 4.125%
HK$69,796
baseline
▲ 0.50% · 4.625%
HK$73,475
+HK$3,679/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$139,592/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,825 · Scale 2, in force from 26 Feb 2026)