LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,070
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,098
−HK$1,045/mo
Today · 4.125%
HK$35,143
baseline
▲ 0.50% · 4.625%
HK$37,282
+HK$2,139/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,286/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$543,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,790
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,776
−HK$1,001/mo
Today · 4.125%
HK$38,777
baseline
▲ 0.50% · 4.625%
HK$40,821
+HK$2,044/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,554/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$543,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,683
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,918
−HK$1,254/mo
Today · 4.125%
HK$42,172
baseline
▲ 0.50% · 4.625%
HK$44,738
+HK$2,566/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$84,344/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,147
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,331
−HK$1,202/mo
Today · 4.125%
HK$46,533
baseline
▲ 0.50% · 4.625%
HK$48,985
+HK$2,452/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$93,066/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$543,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,297
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,737
−HK$1,464/mo
Today · 4.125%
HK$49,201
baseline
▲ 0.50% · 4.625%
HK$52,194
+HK$2,993/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$98,402/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,505
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,887
−HK$1,401/mo
Today · 4.125%
HK$54,288
baseline
▲ 0.50% · 4.625%
HK$57,150
+HK$2,862/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$108,576/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,525
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$61,377
−HK$1,881/mo
Today · 4.125%
HK$63,258
baseline
▲ 0.50% · 4.625%
HK$67,107
+HK$3,849/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$126,516/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,221
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$67,997
−HK$1,802/mo
Today · 4.125%
HK$69,799
baseline
▲ 0.50% · 4.625%
HK$73,478
+HK$3,679/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$139,598/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,846 · Scale 2, in force from 26 Feb 2026)