LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,072
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,100
−HK$1,046/mo
Today · 4.125%
HK$35,146
baseline
▲ 0.50% · 4.625%
HK$37,284
+HK$2,138/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,292/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$543,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,792
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,779
−HK$1,001/mo
Today · 4.125%
HK$38,780
baseline
▲ 0.50% · 4.625%
HK$40,824
+HK$2,044/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,560/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$543,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,686
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,920
−HK$1,255/mo
Today · 4.125%
HK$42,175
baseline
▲ 0.50% · 4.625%
HK$44,741
+HK$2,566/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$84,350/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$543,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,150
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,334
−HK$1,202/mo
Today · 4.125%
HK$46,536
baseline
▲ 0.50% · 4.625%
HK$48,988
+HK$2,452/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$93,072/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$543,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,300
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,741
−HK$1,463/mo
Today · 4.125%
HK$49,204
baseline
▲ 0.50% · 4.625%
HK$52,198
+HK$2,994/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$98,408/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,509
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$52,890
−HK$1,401/mo
Today · 4.125%
HK$54,291
baseline
▲ 0.50% · 4.625%
HK$57,153
+HK$2,862/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$108,582/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$543,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,529
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$61,381
−HK$1,881/mo
Today · 4.125%
HK$63,262
baseline
▲ 0.50% · 4.625%
HK$67,111
+HK$3,849/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$126,524/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,225
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$68,001
−HK$1,802/mo
Today · 4.125%
HK$69,803
baseline
▲ 0.50% · 4.625%
HK$73,483
+HK$3,680/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$139,606/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,881 · Scale 2, in force from 26 Feb 2026)