LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,074
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,103
−HK$1,045/mo
Today · 4.125%
HK$35,148
baseline
▲ 0.50% · 4.625%
HK$37,287
+HK$2,139/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,296/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$543,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,794
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,781
−HK$1,001/mo
Today · 4.125%
HK$38,782
baseline
▲ 0.50% · 4.625%
HK$40,826
+HK$2,044/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,564/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$543,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,689
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,923
−HK$1,254/mo
Today · 4.125%
HK$42,177
baseline
▲ 0.50% · 4.625%
HK$44,744
+HK$2,567/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$84,354/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$543,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,153
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,337
−HK$1,202/mo
Today · 4.125%
HK$46,539
baseline
▲ 0.50% · 4.625%
HK$48,992
+HK$2,453/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$93,078/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$543,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,303
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,744
−HK$1,463/mo
Today · 4.125%
HK$49,207
baseline
▲ 0.50% · 4.625%
HK$52,201
+HK$2,994/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$98,414/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$543,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,512
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,894
−HK$1,401/mo
Today · 4.125%
HK$54,295
baseline
▲ 0.50% · 4.625%
HK$57,157
+HK$2,862/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$108,590/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$543,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,533
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$61,385
−HK$1,881/mo
Today · 4.125%
HK$63,266
baseline
▲ 0.50% · 4.625%
HK$67,116
+HK$3,850/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$126,532/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,230
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$68,006
−HK$1,802/mo
Today · 4.125%
HK$69,808
baseline
▲ 0.50% · 4.625%
HK$73,488
+HK$3,680/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$139,616/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,917 · Scale 2, in force from 26 Feb 2026)