LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,076
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,105
−HK$1,045/mo
Today · 4.125%
HK$35,150
baseline
▲ 0.50% · 4.625%
HK$37,289
+HK$2,139/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,300/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$543,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,797
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,783
−HK$1,002/mo
Today · 4.125%
HK$38,785
baseline
▲ 0.50% · 4.625%
HK$40,829
+HK$2,044/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,570/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$543,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,691
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,926
−HK$1,254/mo
Today · 4.125%
HK$42,180
baseline
▲ 0.50% · 4.625%
HK$44,747
+HK$2,567/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$84,360/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$543,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,156
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,340
−HK$1,202/mo
Today · 4.125%
HK$46,542
baseline
▲ 0.50% · 4.625%
HK$48,995
+HK$2,453/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$93,084/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$543,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,306
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,747
−HK$1,463/mo
Today · 4.125%
HK$49,210
baseline
▲ 0.50% · 4.625%
HK$52,204
+HK$2,994/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$98,420/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$543,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,515
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,897
−HK$1,401/mo
Today · 4.125%
HK$54,298
baseline
▲ 0.50% · 4.625%
HK$57,161
+HK$2,863/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$108,596/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$543,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,537
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$61,389
−HK$1,881/mo
Today · 4.125%
HK$63,270
baseline
▲ 0.50% · 4.625%
HK$67,120
+HK$3,850/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$126,540/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,234
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$68,010
−HK$1,802/mo
Today · 4.125%
HK$69,812
baseline
▲ 0.50% · 4.625%
HK$73,492
+HK$3,680/mo
Deposit HK$1.45M · loan HK$13.05M · min. income ≈ HK$139,624/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$543,951 · Scale 2, in force from 26 Feb 2026)