LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,080
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,109
−HK$1,045/mo
Today · 4.125%
HK$35,154
baseline
▲ 0.50% · 4.625%
HK$37,293
+HK$2,139/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,308/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,801
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,788
−HK$1,001/mo
Today · 4.125%
HK$38,789
baseline
▲ 0.50% · 4.625%
HK$40,834
+HK$2,045/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,578/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,696
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,931
−HK$1,254/mo
Today · 4.125%
HK$42,185
baseline
▲ 0.50% · 4.625%
HK$44,752
+HK$2,567/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$84,370/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,161
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,346
−HK$1,201/mo
Today · 4.125%
HK$46,547
baseline
▲ 0.50% · 4.625%
HK$49,001
+HK$2,454/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$93,094/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,312
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,752
−HK$1,464/mo
Today · 4.125%
HK$49,216
baseline
▲ 0.50% · 4.625%
HK$52,211
+HK$2,995/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$98,432/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,521
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,903
−HK$1,402/mo
Today · 4.125%
HK$54,305
baseline
▲ 0.50% · 4.625%
HK$57,167
+HK$2,862/mo
Deposit HK$4.35M · loan HK$10.15M · min. income ≈ HK$108,610/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,544
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$61,396
−HK$1,882/mo
Today · 4.125%
HK$63,278
baseline
▲ 0.50% · 4.625%
HK$67,128
+HK$3,850/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$126,556/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$544,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,242
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$68,018
−HK$1,803/mo
Today · 4.125%
HK$69,821
baseline
▲ 0.50% · 4.625%
HK$73,501
+HK$3,680/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$139,642/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$544,015 · Scale 2, in force from 26 Feb 2026)