LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,082
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,111
−HK$1,046/mo
Today · 4.125%
HK$35,157
baseline
▲ 0.50% · 4.625%
HK$37,296
+HK$2,139/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,314/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,803
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,790
−HK$1,002/mo
Today · 4.125%
HK$38,792
baseline
▲ 0.50% · 4.625%
HK$40,837
+HK$2,045/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,584/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,698
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$40,933
−HK$1,255/mo
Today · 4.125%
HK$42,188
baseline
▲ 0.50% · 4.625%
HK$44,755
+HK$2,567/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$84,376/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,164
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,349
−HK$1,201/mo
Today · 4.125%
HK$46,550
baseline
▲ 0.50% · 4.625%
HK$49,004
+HK$2,454/mo
Deposit HK$5.80M · loan HK$8.70M · min. income ≈ HK$93,100/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,315
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,755
−HK$1,464/mo
Today · 4.125%
HK$49,219
baseline
▲ 0.50% · 4.625%
HK$52,214
+HK$2,995/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$98,438/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,525
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,907
−HK$1,401/mo
Today · 4.125%
HK$54,308
baseline
▲ 0.50% · 4.625%
HK$57,171
+HK$2,863/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$108,616/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,548
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$61,400
−HK$1,882/mo
Today · 4.125%
HK$63,282
baseline
▲ 0.50% · 4.625%
HK$67,132
+HK$3,850/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$126,564/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$544,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,246
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$68,023
−HK$1,802/mo
Today · 4.125%
HK$69,825
baseline
▲ 0.50% · 4.625%
HK$73,506
+HK$3,681/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$139,650/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$544,051 · Scale 2, in force from 26 Feb 2026)