LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,084
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,113
−HK$1,045/mo
Today · 4.125%
HK$35,158
baseline
▲ 0.50% · 4.625%
HK$37,298
+HK$2,140/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,316/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,805
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,793
−HK$1,001/mo
Today · 4.125%
HK$38,794
baseline
▲ 0.50% · 4.625%
HK$40,839
+HK$2,045/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,588/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,701
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,935
−HK$1,255/mo
Today · 4.125%
HK$42,190
baseline
▲ 0.50% · 4.625%
HK$44,757
+HK$2,567/mo
Deposit HK$5.80M · loan HK$8.71M · min. income ≈ HK$84,380/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,166
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,351
−HK$1,202/mo
Today · 4.125%
HK$46,553
baseline
▲ 0.50% · 4.625%
HK$49,007
+HK$2,454/mo
Deposit HK$5.80M · loan HK$8.71M · min. income ≈ HK$93,106/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,317
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,758
−HK$1,464/mo
Today · 4.125%
HK$49,222
baseline
▲ 0.50% · 4.625%
HK$52,217
+HK$2,995/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$98,444/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,528
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,910
−HK$1,401/mo
Today · 4.125%
HK$54,311
baseline
▲ 0.50% · 4.625%
HK$57,174
+HK$2,863/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$108,622/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,551
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$61,403
−HK$1,882/mo
Today · 4.125%
HK$63,285
baseline
▲ 0.50% · 4.625%
HK$67,136
+HK$3,851/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$126,570/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$544,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,250
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$68,027
−HK$1,802/mo
Today · 4.125%
HK$69,829
baseline
▲ 0.50% · 4.625%
HK$73,510
+HK$3,681/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$139,658/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$544,081 · Scale 2, in force from 26 Feb 2026)