LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,086
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,115
−HK$1,046/mo
Today · 4.125%
HK$35,161
baseline
▲ 0.50% · 4.625%
HK$37,300
+HK$2,139/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$70,322/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,808
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,795
−HK$1,001/mo
Today · 4.125%
HK$38,796
baseline
▲ 0.50% · 4.625%
HK$40,841
+HK$2,045/mo
Deposit HK$7.25M · loan HK$7.25M · min. income ≈ HK$77,592/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,703
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$40,938
−HK$1,255/mo
Today · 4.125%
HK$42,193
baseline
▲ 0.50% · 4.625%
HK$44,760
+HK$2,567/mo
Deposit HK$5.80M · loan HK$8.71M · min. income ≈ HK$84,386/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,169
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,354
−HK$1,201/mo
Today · 4.125%
HK$46,555
baseline
▲ 0.50% · 4.625%
HK$49,009
+HK$2,454/mo
Deposit HK$5.80M · loan HK$8.71M · min. income ≈ HK$93,110/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,320
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,761
−HK$1,464/mo
Today · 4.125%
HK$49,225
baseline
▲ 0.50% · 4.625%
HK$52,220
+HK$2,995/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$98,450/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,531
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,913
−HK$1,402/mo
Today · 4.125%
HK$54,315
baseline
▲ 0.50% · 4.625%
HK$57,178
+HK$2,863/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$108,630/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,554
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$61,407
−HK$1,882/mo
Today · 4.125%
HK$63,289
baseline
▲ 0.50% · 4.625%
HK$67,140
+HK$3,851/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$126,578/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,254
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$68,031
−HK$1,802/mo
Today · 4.125%
HK$69,833
baseline
▲ 0.50% · 4.625%
HK$73,514
+HK$3,681/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$139,666/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,113 · Scale 2, in force from 26 Feb 2026)