LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,088
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,117
−HK$1,046/mo
Today · 4.125%
HK$35,163
baseline
▲ 0.50% · 4.625%
HK$37,302
+HK$2,139/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,326/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,810
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,797
−HK$1,002/mo
Today · 4.125%
HK$38,799
baseline
▲ 0.50% · 4.625%
HK$40,844
+HK$2,045/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,598/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,705
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$40,941
−HK$1,254/mo
Today · 4.125%
HK$42,195
baseline
▲ 0.50% · 4.625%
HK$44,763
+HK$2,568/mo
Deposit HK$5.80M · loan HK$8.71M · min. income ≈ HK$84,390/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,172
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,357
−HK$1,201/mo
Today · 4.125%
HK$46,558
baseline
▲ 0.50% · 4.625%
HK$49,013
+HK$2,455/mo
Deposit HK$5.80M · loan HK$8.71M · min. income ≈ HK$93,116/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,323
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,764
−HK$1,464/mo
Today · 4.125%
HK$49,228
baseline
▲ 0.50% · 4.625%
HK$52,223
+HK$2,995/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$98,456/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,534
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,916
−HK$1,402/mo
Today · 4.125%
HK$54,318
baseline
▲ 0.50% · 4.625%
HK$57,181
+HK$2,863/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$108,636/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,558
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$61,411
−HK$1,882/mo
Today · 4.125%
HK$63,293
baseline
▲ 0.50% · 4.625%
HK$67,144
+HK$3,851/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$126,586/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,258
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$68,035
−HK$1,803/mo
Today · 4.125%
HK$69,838
baseline
▲ 0.50% · 4.625%
HK$73,519
+HK$3,681/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$139,676/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,148 · Scale 2, in force from 26 Feb 2026)