LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,089
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,118
−HK$1,045/mo
Today · 4.125%
HK$35,163
baseline
▲ 0.50% · 4.625%
HK$37,303
+HK$2,140/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,326/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,811
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,798
−HK$1,001/mo
Today · 4.125%
HK$38,799
baseline
▲ 0.50% · 4.625%
HK$40,845
+HK$2,046/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,598/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,706
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$40,941
−HK$1,255/mo
Today · 4.125%
HK$42,196
baseline
▲ 0.50% · 4.625%
HK$44,764
+HK$2,568/mo
Deposit HK$5.80M · loan HK$8.71M · min. income ≈ HK$84,392/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,173
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,358
−HK$1,201/mo
Today · 4.125%
HK$46,559
baseline
▲ 0.50% · 4.625%
HK$49,014
+HK$2,455/mo
Deposit HK$5.80M · loan HK$8.71M · min. income ≈ HK$93,118/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,324
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,765
−HK$1,464/mo
Today · 4.125%
HK$49,229
baseline
▲ 0.50% · 4.625%
HK$52,224
+HK$2,995/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$98,458/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,535
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,917
−HK$1,402/mo
Today · 4.125%
HK$54,319
baseline
▲ 0.50% · 4.625%
HK$57,182
+HK$2,863/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$108,638/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,559
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$61,412
−HK$1,882/mo
Today · 4.125%
HK$63,294
baseline
▲ 0.50% · 4.625%
HK$67,146
+HK$3,852/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$126,588/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,259
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$68,036
−HK$1,803/mo
Today · 4.125%
HK$69,839
baseline
▲ 0.50% · 4.625%
HK$73,520
+HK$3,681/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$139,678/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,159 · Scale 2, in force from 26 Feb 2026)