LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,091
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,120
−HK$1,046/mo
Today · 4.125%
HK$35,166
baseline
▲ 0.50% · 4.625%
HK$37,306
+HK$2,140/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,332/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,814
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,801
−HK$1,001/mo
Today · 4.125%
HK$38,802
baseline
▲ 0.50% · 4.625%
HK$40,848
+HK$2,046/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,604/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,709
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$40,945
−HK$1,254/mo
Today · 4.125%
HK$42,199
baseline
▲ 0.50% · 4.625%
HK$44,767
+HK$2,568/mo
Deposit HK$5.80M · loan HK$8.71M · min. income ≈ HK$84,398/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,176
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,361
−HK$1,202/mo
Today · 4.125%
HK$46,563
baseline
▲ 0.50% · 4.625%
HK$49,017
+HK$2,454/mo
Deposit HK$5.80M · loan HK$8.71M · min. income ≈ HK$93,126/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,328
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,769
−HK$1,464/mo
Today · 4.125%
HK$49,233
baseline
▲ 0.50% · 4.625%
HK$52,228
+HK$2,995/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$98,466/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,539
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,921
−HK$1,402/mo
Today · 4.125%
HK$54,323
baseline
▲ 0.50% · 4.625%
HK$57,187
+HK$2,864/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$108,646/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,564
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$61,417
−HK$1,882/mo
Today · 4.125%
HK$63,299
baseline
▲ 0.50% · 4.625%
HK$67,151
+HK$3,852/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$126,598/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,264
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$68,042
−HK$1,802/mo
Today · 4.125%
HK$69,844
baseline
▲ 0.50% · 4.625%
HK$73,526
+HK$3,682/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$139,688/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,201 · Scale 2, in force from 26 Feb 2026)