LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,092
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,122
−HK$1,045/mo
Today · 4.125%
HK$35,167
baseline
▲ 0.50% · 4.625%
HK$37,307
+HK$2,140/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,334/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,815
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,802
−HK$1,002/mo
Today · 4.125%
HK$38,804
baseline
▲ 0.50% · 4.625%
HK$40,849
+HK$2,045/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,608/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,711
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$40,946
−HK$1,255/mo
Today · 4.125%
HK$42,201
baseline
▲ 0.50% · 4.625%
HK$44,769
+HK$2,568/mo
Deposit HK$5.80M · loan HK$8.71M · min. income ≈ HK$84,402/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,178
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,363
−HK$1,202/mo
Today · 4.125%
HK$46,565
baseline
▲ 0.50% · 4.625%
HK$49,019
+HK$2,454/mo
Deposit HK$5.80M · loan HK$8.71M · min. income ≈ HK$93,130/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,329
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,770
−HK$1,464/mo
Today · 4.125%
HK$49,234
baseline
▲ 0.50% · 4.625%
HK$52,230
+HK$2,996/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$98,468/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,541
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,923
−HK$1,402/mo
Today · 4.125%
HK$54,325
baseline
▲ 0.50% · 4.625%
HK$57,189
+HK$2,864/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$108,650/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,566
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$61,419
−HK$1,882/mo
Today · 4.125%
HK$63,301
baseline
▲ 0.50% · 4.625%
HK$67,153
+HK$3,852/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$126,602/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,267
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$68,044
−HK$1,803/mo
Today · 4.125%
HK$69,847
baseline
▲ 0.50% · 4.625%
HK$73,528
+HK$3,681/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$139,694/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,219 · Scale 2, in force from 26 Feb 2026)