LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,093
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,122
−HK$1,046/mo
Today · 4.125%
HK$35,168
baseline
▲ 0.50% · 4.625%
HK$37,308
+HK$2,140/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,336/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,816
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,803
−HK$1,002/mo
Today · 4.125%
HK$38,805
baseline
▲ 0.50% · 4.625%
HK$40,850
+HK$2,045/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,610/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,712
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$40,947
−HK$1,255/mo
Today · 4.125%
HK$42,202
baseline
▲ 0.50% · 4.625%
HK$44,770
+HK$2,568/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$84,404/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,179
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,364
−HK$1,202/mo
Today · 4.125%
HK$46,566
baseline
▲ 0.50% · 4.625%
HK$49,020
+HK$2,454/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$93,132/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,330
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,771
−HK$1,464/mo
Today · 4.125%
HK$49,235
baseline
▲ 0.50% · 4.625%
HK$52,231
+HK$2,996/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$98,470/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,542
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,924
−HK$1,402/mo
Today · 4.125%
HK$54,326
baseline
▲ 0.50% · 4.625%
HK$57,190
+HK$2,864/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$108,652/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,567
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$61,420
−HK$1,883/mo
Today · 4.125%
HK$63,303
baseline
▲ 0.50% · 4.625%
HK$67,155
+HK$3,852/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$126,606/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,268
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$68,045
−HK$1,803/mo
Today · 4.125%
HK$69,848
baseline
▲ 0.50% · 4.625%
HK$73,530
+HK$3,682/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$139,696/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,231 · Scale 2, in force from 26 Feb 2026)