LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,094
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,123
−HK$1,046/mo
Today · 4.125%
HK$35,169
baseline
▲ 0.50% · 4.625%
HK$37,309
+HK$2,140/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,338/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,816
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,804
−HK$1,001/mo
Today · 4.125%
HK$38,805
baseline
▲ 0.50% · 4.625%
HK$40,851
+HK$2,046/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,610/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,712
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,948
−HK$1,255/mo
Today · 4.125%
HK$42,203
baseline
▲ 0.50% · 4.625%
HK$44,770
+HK$2,567/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$84,406/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,179
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,364
−HK$1,202/mo
Today · 4.125%
HK$46,566
baseline
▲ 0.50% · 4.625%
HK$49,021
+HK$2,455/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$93,132/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,331
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,772
−HK$1,464/mo
Today · 4.125%
HK$49,236
baseline
▲ 0.50% · 4.625%
HK$52,232
+HK$2,996/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$98,472/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,543
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,925
−HK$1,402/mo
Today · 4.125%
HK$54,327
baseline
▲ 0.50% · 4.625%
HK$57,191
+HK$2,864/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$108,654/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,568
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$61,421
−HK$1,883/mo
Today · 4.125%
HK$63,304
baseline
▲ 0.50% · 4.625%
HK$67,156
+HK$3,852/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$126,608/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,269
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$68,047
−HK$1,803/mo
Today · 4.125%
HK$69,850
baseline
▲ 0.50% · 4.625%
HK$73,531
+HK$3,681/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$139,700/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,241 · Scale 2, in force from 26 Feb 2026)