LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,094
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,124
−HK$1,045/mo
Today · 4.125%
HK$35,169
baseline
▲ 0.50% · 4.625%
HK$37,309
+HK$2,140/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,338/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,817
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,804
−HK$1,002/mo
Today · 4.125%
HK$38,806
baseline
▲ 0.50% · 4.625%
HK$40,851
+HK$2,045/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,612/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,713
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$40,948
−HK$1,255/mo
Today · 4.125%
HK$42,203
baseline
▲ 0.50% · 4.625%
HK$44,771
+HK$2,568/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$84,406/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,180
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,365
−HK$1,202/mo
Today · 4.125%
HK$46,567
baseline
▲ 0.50% · 4.625%
HK$49,022
+HK$2,455/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$93,134/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,332
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,773
−HK$1,464/mo
Today · 4.125%
HK$49,237
baseline
▲ 0.50% · 4.625%
HK$52,233
+HK$2,996/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$98,474/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,544
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,926
−HK$1,402/mo
Today · 4.125%
HK$54,328
baseline
▲ 0.50% · 4.625%
HK$57,192
+HK$2,864/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$108,656/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,569
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$61,422
−HK$1,883/mo
Today · 4.125%
HK$63,305
baseline
▲ 0.50% · 4.625%
HK$67,157
+HK$3,852/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$126,610/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,270
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$68,048
−HK$1,803/mo
Today · 4.125%
HK$69,851
baseline
▲ 0.50% · 4.625%
HK$73,533
+HK$3,682/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$139,702/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,250 · Scale 2, in force from 26 Feb 2026)