LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,095
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,124
−HK$1,046/mo
Today · 4.125%
HK$35,170
baseline
▲ 0.50% · 4.625%
HK$37,310
+HK$2,140/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,340/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,817
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,805
−HK$1,001/mo
Today · 4.125%
HK$38,806
baseline
▲ 0.50% · 4.625%
HK$40,852
+HK$2,046/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,612/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,713
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,949
−HK$1,255/mo
Today · 4.125%
HK$42,204
baseline
▲ 0.50% · 4.625%
HK$44,772
+HK$2,568/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$84,408/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,181
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,366
−HK$1,202/mo
Today · 4.125%
HK$46,568
baseline
▲ 0.50% · 4.625%
HK$49,022
+HK$2,454/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$93,136/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,332
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,774
−HK$1,464/mo
Today · 4.125%
HK$49,238
baseline
▲ 0.50% · 4.625%
HK$52,234
+HK$2,996/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$98,476/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,544
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,927
−HK$1,402/mo
Today · 4.125%
HK$54,329
baseline
▲ 0.50% · 4.625%
HK$57,193
+HK$2,864/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$108,658/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,570
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$61,423
−HK$1,883/mo
Today · 4.125%
HK$63,306
baseline
▲ 0.50% · 4.625%
HK$67,158
+HK$3,852/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$126,612/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,271
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$68,049
−HK$1,803/mo
Today · 4.125%
HK$69,852
baseline
▲ 0.50% · 4.625%
HK$73,534
+HK$3,682/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$139,704/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,257 · Scale 2, in force from 26 Feb 2026)