LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,097
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,127
−HK$1,046/mo
Today · 4.125%
HK$35,173
baseline
▲ 0.50% · 4.625%
HK$37,313
+HK$2,140/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,346/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,820
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,808
−HK$1,002/mo
Today · 4.125%
HK$38,810
baseline
▲ 0.50% · 4.625%
HK$40,855
+HK$2,045/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,620/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,717
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$40,952
−HK$1,255/mo
Today · 4.125%
HK$42,207
baseline
▲ 0.50% · 4.625%
HK$44,776
+HK$2,569/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$84,414/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,185
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,370
−HK$1,202/mo
Today · 4.125%
HK$46,572
baseline
▲ 0.50% · 4.625%
HK$49,027
+HK$2,455/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$93,144/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,336
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,778
−HK$1,464/mo
Today · 4.125%
HK$49,242
baseline
▲ 0.50% · 4.625%
HK$52,238
+HK$2,996/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$98,484/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,549
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,931
−HK$1,403/mo
Today · 4.125%
HK$54,334
baseline
▲ 0.50% · 4.625%
HK$57,198
+HK$2,864/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$108,668/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,575
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$61,428
−HK$1,883/mo
Today · 4.125%
HK$63,311
baseline
▲ 0.50% · 4.625%
HK$67,163
+HK$3,852/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$126,622/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,277
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$68,054
−HK$1,804/mo
Today · 4.125%
HK$69,858
baseline
▲ 0.50% · 4.625%
HK$73,540
+HK$3,682/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$139,716/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,304 · Scale 2, in force from 26 Feb 2026)