LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,098
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,127
−HK$1,046/mo
Today · 4.125%
HK$35,173
baseline
▲ 0.50% · 4.625%
HK$37,313
+HK$2,140/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,346/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,821
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,808
−HK$1,002/mo
Today · 4.125%
HK$38,810
baseline
▲ 0.50% · 4.625%
HK$40,856
+HK$2,046/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,620/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,717
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,953
−HK$1,255/mo
Today · 4.125%
HK$42,208
baseline
▲ 0.50% · 4.625%
HK$44,776
+HK$2,568/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$84,416/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,185
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,370
−HK$1,202/mo
Today · 4.125%
HK$46,572
baseline
▲ 0.50% · 4.625%
HK$49,027
+HK$2,455/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$93,144/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,337
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,778
−HK$1,464/mo
Today · 4.125%
HK$49,242
baseline
▲ 0.50% · 4.625%
HK$52,239
+HK$2,997/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$98,484/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,549
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,932
−HK$1,402/mo
Today · 4.125%
HK$54,334
baseline
▲ 0.50% · 4.625%
HK$57,198
+HK$2,864/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$108,668/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,576
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$61,429
−HK$1,883/mo
Today · 4.125%
HK$63,312
baseline
▲ 0.50% · 4.625%
HK$67,164
+HK$3,852/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$126,624/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,278
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$68,055
−HK$1,803/mo
Today · 4.125%
HK$69,858
baseline
▲ 0.50% · 4.625%
HK$73,541
+HK$3,683/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$139,716/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,309 · Scale 2, in force from 26 Feb 2026)