LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,099
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,128
−HK$1,046/mo
Today · 4.125%
HK$35,174
baseline
▲ 0.50% · 4.625%
HK$37,314
+HK$2,140/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,348/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,822
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,809
−HK$1,002/mo
Today · 4.125%
HK$38,811
baseline
▲ 0.50% · 4.625%
HK$40,857
+HK$2,046/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,622/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,718
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,954
−HK$1,255/mo
Today · 4.125%
HK$42,209
baseline
▲ 0.50% · 4.625%
HK$44,777
+HK$2,568/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$84,418/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,186
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,371
−HK$1,202/mo
Today · 4.125%
HK$46,573
baseline
▲ 0.50% · 4.625%
HK$49,028
+HK$2,455/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$93,146/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,338
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,779
−HK$1,465/mo
Today · 4.125%
HK$49,244
baseline
▲ 0.50% · 4.625%
HK$52,240
+HK$2,996/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$98,488/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,551
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,933
−HK$1,403/mo
Today · 4.125%
HK$54,336
baseline
▲ 0.50% · 4.625%
HK$57,200
+HK$2,864/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$108,672/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,577
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$61,431
−HK$1,883/mo
Today · 4.125%
HK$63,314
baseline
▲ 0.50% · 4.625%
HK$67,166
+HK$3,852/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$126,628/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,279
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$68,057
−HK$1,803/mo
Today · 4.125%
HK$69,860
baseline
▲ 0.50% · 4.625%
HK$73,543
+HK$3,683/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$139,720/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,324 · Scale 2, in force from 26 Feb 2026)