LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,099
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,129
−HK$1,046/mo
Today · 4.125%
HK$35,175
baseline
▲ 0.50% · 4.625%
HK$37,315
+HK$2,140/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,350/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,823
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,810
−HK$1,002/mo
Today · 4.125%
HK$38,812
baseline
▲ 0.50% · 4.625%
HK$40,858
+HK$2,046/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,624/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,719
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,955
−HK$1,255/mo
Today · 4.125%
HK$42,210
baseline
▲ 0.50% · 4.625%
HK$44,778
+HK$2,568/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$84,420/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,187
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,372
−HK$1,202/mo
Today · 4.125%
HK$46,574
baseline
▲ 0.50% · 4.625%
HK$49,029
+HK$2,455/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$93,148/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,339
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,780
−HK$1,465/mo
Today · 4.125%
HK$49,245
baseline
▲ 0.50% · 4.625%
HK$52,241
+HK$2,996/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$98,490/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,552
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,934
−HK$1,403/mo
Today · 4.125%
HK$54,337
baseline
▲ 0.50% · 4.625%
HK$57,201
+HK$2,864/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$108,674/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,579
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$61,432
−HK$1,883/mo
Today · 4.125%
HK$63,315
baseline
▲ 0.50% · 4.625%
HK$67,167
+HK$3,852/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$126,630/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,281
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$68,058
−HK$1,803/mo
Today · 4.125%
HK$69,861
baseline
▲ 0.50% · 4.625%
HK$73,544
+HK$3,683/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$139,722/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,334 · Scale 2, in force from 26 Feb 2026)