LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,100
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,129
−HK$1,046/mo
Today · 4.125%
HK$35,175
baseline
▲ 0.50% · 4.625%
HK$37,316
+HK$2,141/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,350/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,823
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,811
−HK$1,002/mo
Today · 4.125%
HK$38,813
baseline
▲ 0.50% · 4.625%
HK$40,858
+HK$2,045/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,626/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,720
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$40,955
−HK$1,255/mo
Today · 4.125%
HK$42,210
baseline
▲ 0.50% · 4.625%
HK$44,779
+HK$2,569/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$84,420/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,188
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,373
−HK$1,202/mo
Today · 4.125%
HK$46,575
baseline
▲ 0.50% · 4.625%
HK$49,030
+HK$2,455/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$93,150/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,340
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,781
−HK$1,465/mo
Today · 4.125%
HK$49,246
baseline
▲ 0.50% · 4.625%
HK$52,242
+HK$2,996/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$98,492/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,552
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,935
−HK$1,403/mo
Today · 4.125%
HK$54,338
baseline
▲ 0.50% · 4.625%
HK$57,202
+HK$2,864/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$108,676/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,580
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$61,433
−HK$1,883/mo
Today · 4.125%
HK$63,316
baseline
▲ 0.50% · 4.625%
HK$67,168
+HK$3,852/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$126,632/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,282
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$68,059
−HK$1,804/mo
Today · 4.125%
HK$69,863
baseline
▲ 0.50% · 4.625%
HK$73,545
+HK$3,682/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$139,726/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,343 · Scale 2, in force from 26 Feb 2026)