LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,100
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,130
−HK$1,046/mo
Today · 4.125%
HK$35,176
baseline
▲ 0.50% · 4.625%
HK$37,316
+HK$2,140/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,352/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,824
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,811
−HK$1,002/mo
Today · 4.125%
HK$38,813
baseline
▲ 0.50% · 4.625%
HK$40,859
+HK$2,046/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,626/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,720
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,956
−HK$1,255/mo
Today · 4.125%
HK$42,211
baseline
▲ 0.50% · 4.625%
HK$44,780
+HK$2,569/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$84,422/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,188
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,374
−HK$1,202/mo
Today · 4.125%
HK$46,576
baseline
▲ 0.50% · 4.625%
HK$49,031
+HK$2,455/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$93,152/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,340
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,782
−HK$1,464/mo
Today · 4.125%
HK$49,246
baseline
▲ 0.50% · 4.625%
HK$52,243
+HK$2,997/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$98,492/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,553
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,936
−HK$1,402/mo
Today · 4.125%
HK$54,338
baseline
▲ 0.50% · 4.625%
HK$57,203
+HK$2,865/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$108,676/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,580
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$61,434
−HK$1,883/mo
Today · 4.125%
HK$63,317
baseline
▲ 0.50% · 4.625%
HK$67,169
+HK$3,852/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$126,634/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,283
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$68,060
−HK$1,804/mo
Today · 4.125%
HK$69,864
baseline
▲ 0.50% · 4.625%
HK$73,546
+HK$3,682/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$139,728/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,352 · Scale 2, in force from 26 Feb 2026)