LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,101
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,131
−HK$1,046/mo
Today · 4.125%
HK$35,177
baseline
▲ 0.50% · 4.625%
HK$37,317
+HK$2,140/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,354/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,825
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,812
−HK$1,002/mo
Today · 4.125%
HK$38,814
baseline
▲ 0.50% · 4.625%
HK$40,860
+HK$2,046/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,628/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,721
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,957
−HK$1,255/mo
Today · 4.125%
HK$42,212
baseline
▲ 0.50% · 4.625%
HK$44,781
+HK$2,569/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$84,424/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,190
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,375
−HK$1,202/mo
Today · 4.125%
HK$46,577
baseline
▲ 0.50% · 4.625%
HK$49,032
+HK$2,455/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$93,154/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,341
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,783
−HK$1,465/mo
Today · 4.125%
HK$49,248
baseline
▲ 0.50% · 4.625%
HK$52,244
+HK$2,996/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$98,496/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,554
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,937
−HK$1,403/mo
Today · 4.125%
HK$54,340
baseline
▲ 0.50% · 4.625%
HK$57,204
+HK$2,864/mo
Deposit HK$4.35M · loan HK$10.16M · min. income ≈ HK$108,680/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,582
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$61,435
−HK$1,883/mo
Today · 4.125%
HK$63,318
baseline
▲ 0.50% · 4.625%
HK$67,171
+HK$3,853/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$126,636/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,284
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$68,062
−HK$1,803/mo
Today · 4.125%
HK$69,865
baseline
▲ 0.50% · 4.625%
HK$73,548
+HK$3,683/mo
Deposit HK$1.45M · loan HK$13.06M · min. income ≈ HK$139,730/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,365 · Scale 2, in force from 26 Feb 2026)