LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,105
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,135
−HK$1,046/mo
Today · 4.125%
HK$35,181
baseline
▲ 0.50% · 4.625%
HK$37,322
+HK$2,141/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,362/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,829
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,817
−HK$1,002/mo
Today · 4.125%
HK$38,819
baseline
▲ 0.50% · 4.625%
HK$40,865
+HK$2,046/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,638/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,726
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,962
−HK$1,255/mo
Today · 4.125%
HK$42,217
baseline
▲ 0.50% · 4.625%
HK$44,786
+HK$2,569/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$84,434/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,195
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,380
−HK$1,202/mo
Today · 4.125%
HK$46,582
baseline
▲ 0.50% · 4.625%
HK$49,038
+HK$2,456/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$93,164/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,347
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,789
−HK$1,464/mo
Today · 4.125%
HK$49,253
baseline
▲ 0.50% · 4.625%
HK$52,250
+HK$2,997/mo
Deposit HK$4.36M · loan HK$10.16M · min. income ≈ HK$98,506/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,561
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,943
−HK$1,403/mo
Today · 4.125%
HK$54,346
baseline
▲ 0.50% · 4.625%
HK$57,211
+HK$2,865/mo
Deposit HK$4.36M · loan HK$10.16M · min. income ≈ HK$108,692/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,589
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$61,443
−HK$1,883/mo
Today · 4.125%
HK$63,326
baseline
▲ 0.50% · 4.625%
HK$67,179
+HK$3,853/mo
Deposit HK$1.45M · loan HK$13.07M · min. income ≈ HK$126,652/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,292
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$68,070
−HK$1,804/mo
Today · 4.125%
HK$69,874
baseline
▲ 0.50% · 4.625%
HK$73,557
+HK$3,683/mo
Deposit HK$1.45M · loan HK$13.07M · min. income ≈ HK$139,748/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,429 · Scale 2, in force from 26 Feb 2026)