LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,105
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,135
−HK$1,046/mo
Today · 4.125%
HK$35,181
baseline
▲ 0.50% · 4.625%
HK$37,322
+HK$2,141/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,362/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,829
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,817
−HK$1,002/mo
Today · 4.125%
HK$38,819
baseline
▲ 0.50% · 4.625%
HK$40,865
+HK$2,046/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,638/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,726
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,962
−HK$1,256/mo
Today · 4.125%
HK$42,218
baseline
▲ 0.50% · 4.625%
HK$44,786
+HK$2,568/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$84,436/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,195
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,381
−HK$1,202/mo
Today · 4.125%
HK$46,583
baseline
▲ 0.50% · 4.625%
HK$49,038
+HK$2,455/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$93,166/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,347
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,789
−HK$1,465/mo
Today · 4.125%
HK$49,254
baseline
▲ 0.50% · 4.625%
HK$52,251
+HK$2,997/mo
Deposit HK$4.36M · loan HK$10.16M · min. income ≈ HK$98,508/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,561
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,944
−HK$1,403/mo
Today · 4.125%
HK$54,347
baseline
▲ 0.50% · 4.625%
HK$57,211
+HK$2,864/mo
Deposit HK$4.36M · loan HK$10.16M · min. income ≈ HK$108,694/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,590
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$61,443
−HK$1,883/mo
Today · 4.125%
HK$63,326
baseline
▲ 0.50% · 4.625%
HK$67,180
+HK$3,854/mo
Deposit HK$1.45M · loan HK$13.07M · min. income ≈ HK$126,652/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,293
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$68,071
−HK$1,803/mo
Today · 4.125%
HK$69,874
baseline
▲ 0.50% · 4.625%
HK$73,558
+HK$3,684/mo
Deposit HK$1.45M · loan HK$13.07M · min. income ≈ HK$139,748/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,435 · Scale 2, in force from 26 Feb 2026)