LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,109
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,139
−HK$1,046/mo
Today · 4.125%
HK$35,185
baseline
▲ 0.50% · 4.625%
HK$37,326
+HK$2,141/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,370/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,833
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,821
−HK$1,002/mo
Today · 4.125%
HK$38,823
baseline
▲ 0.50% · 4.625%
HK$40,870
+HK$2,047/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,646/mo (50% DSR)
Upfront cash ≈ HK$7.80M (deposit + AVD stamp duty HK$544,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,731
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,967
−HK$1,255/mo
Today · 4.125%
HK$42,222
baseline
▲ 0.50% · 4.625%
HK$44,791
+HK$2,569/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$84,444/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,200
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,385
−HK$1,203/mo
Today · 4.125%
HK$46,588
baseline
▲ 0.50% · 4.625%
HK$49,044
+HK$2,456/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$93,176/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,352
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,794
−HK$1,465/mo
Today · 4.125%
HK$49,259
baseline
▲ 0.50% · 4.625%
HK$52,256
+HK$2,997/mo
Deposit HK$4.36M · loan HK$10.16M · min. income ≈ HK$98,518/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,567
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,950
−HK$1,403/mo
Today · 4.125%
HK$54,353
baseline
▲ 0.50% · 4.625%
HK$57,218
+HK$2,865/mo
Deposit HK$4.36M · loan HK$10.16M · min. income ≈ HK$108,706/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,596
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$61,450
−HK$1,883/mo
Today · 4.125%
HK$63,333
baseline
▲ 0.50% · 4.625%
HK$67,187
+HK$3,854/mo
Deposit HK$1.45M · loan HK$13.07M · min. income ≈ HK$126,666/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,300
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$68,078
−HK$1,804/mo
Today · 4.125%
HK$69,882
baseline
▲ 0.50% · 4.625%
HK$73,566
+HK$3,684/mo
Deposit HK$1.45M · loan HK$13.07M · min. income ≈ HK$139,764/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,494 · Scale 2, in force from 26 Feb 2026)