LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,112
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,142
−HK$1,046/mo
Today · 4.125%
HK$35,188
baseline
▲ 0.50% · 4.625%
HK$37,329
+HK$2,141/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,376/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,836
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,824
−HK$1,002/mo
Today · 4.125%
HK$38,826
baseline
▲ 0.50% · 4.625%
HK$40,873
+HK$2,047/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,652/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,734
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,970
−HK$1,256/mo
Today · 4.125%
HK$42,226
baseline
▲ 0.50% · 4.625%
HK$44,795
+HK$2,569/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$84,452/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,204
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,389
−HK$1,203/mo
Today · 4.125%
HK$46,592
baseline
▲ 0.50% · 4.625%
HK$49,048
+HK$2,456/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$93,184/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,356
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,798
−HK$1,465/mo
Today · 4.125%
HK$49,263
baseline
▲ 0.50% · 4.625%
HK$52,261
+HK$2,998/mo
Deposit HK$4.36M · loan HK$10.16M · min. income ≈ HK$98,526/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,571
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,954
−HK$1,403/mo
Today · 4.125%
HK$54,357
baseline
▲ 0.50% · 4.625%
HK$57,222
+HK$2,865/mo
Deposit HK$4.36M · loan HK$10.16M · min. income ≈ HK$108,714/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,601
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$61,455
−HK$1,883/mo
Today · 4.125%
HK$63,338
baseline
▲ 0.50% · 4.625%
HK$67,192
+HK$3,854/mo
Deposit HK$1.45M · loan HK$13.07M · min. income ≈ HK$126,676/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,305
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$68,084
−HK$1,804/mo
Today · 4.125%
HK$69,888
baseline
▲ 0.50% · 4.625%
HK$73,571
+HK$3,683/mo
Deposit HK$1.45M · loan HK$13.07M · min. income ≈ HK$139,776/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,537 · Scale 2, in force from 26 Feb 2026)