LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,113
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,143
−HK$1,046/mo
Today · 4.125%
HK$35,189
baseline
▲ 0.50% · 4.625%
HK$37,330
+HK$2,141/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,378/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,837
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,825
−HK$1,003/mo
Today · 4.125%
HK$38,828
baseline
▲ 0.50% · 4.625%
HK$40,874
+HK$2,046/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,656/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,735
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,971
−HK$1,256/mo
Today · 4.125%
HK$42,227
baseline
▲ 0.50% · 4.625%
HK$44,796
+HK$2,569/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$84,454/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,205
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,390
−HK$1,203/mo
Today · 4.125%
HK$46,593
baseline
▲ 0.50% · 4.625%
HK$49,049
+HK$2,456/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$93,186/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,358
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,800
−HK$1,465/mo
Today · 4.125%
HK$49,265
baseline
▲ 0.50% · 4.625%
HK$52,262
+HK$2,997/mo
Deposit HK$4.36M · loan HK$10.16M · min. income ≈ HK$98,530/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,572
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,955
−HK$1,404/mo
Today · 4.125%
HK$54,359
baseline
▲ 0.50% · 4.625%
HK$57,224
+HK$2,865/mo
Deposit HK$4.36M · loan HK$10.16M · min. income ≈ HK$108,718/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,603
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$61,457
−HK$1,883/mo
Today · 4.125%
HK$63,340
baseline
▲ 0.50% · 4.625%
HK$67,194
+HK$3,854/mo
Deposit HK$1.45M · loan HK$13.07M · min. income ≈ HK$126,680/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,307
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$68,086
−HK$1,804/mo
Today · 4.125%
HK$69,890
baseline
▲ 0.50% · 4.625%
HK$73,574
+HK$3,684/mo
Deposit HK$1.45M · loan HK$13.07M · min. income ≈ HK$139,780/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,554 · Scale 2, in force from 26 Feb 2026)