LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,115
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,145
−HK$1,047/mo
Today · 4.125%
HK$35,192
baseline
▲ 0.50% · 4.625%
HK$37,333
+HK$2,141/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,384/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,840
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,828
−HK$1,002/mo
Today · 4.125%
HK$38,830
baseline
▲ 0.50% · 4.625%
HK$40,877
+HK$2,047/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,660/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,738
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,974
−HK$1,256/mo
Today · 4.125%
HK$42,230
baseline
▲ 0.50% · 4.625%
HK$44,799
+HK$2,569/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$84,460/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,208
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,394
−HK$1,202/mo
Today · 4.125%
HK$46,596
baseline
▲ 0.50% · 4.625%
HK$49,053
+HK$2,457/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$93,192/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,361
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,803
−HK$1,465/mo
Today · 4.125%
HK$49,268
baseline
▲ 0.50% · 4.625%
HK$52,266
+HK$2,998/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$98,536/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,576
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,959
−HK$1,404/mo
Today · 4.125%
HK$54,363
baseline
▲ 0.50% · 4.625%
HK$57,228
+HK$2,865/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$108,726/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,607
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$61,461
−HK$1,884/mo
Today · 4.125%
HK$63,345
baseline
▲ 0.50% · 4.625%
HK$67,199
+HK$3,854/mo
Deposit HK$1.45M · loan HK$13.07M · min. income ≈ HK$126,690/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,312
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$68,090
−HK$1,805/mo
Today · 4.125%
HK$69,895
baseline
▲ 0.50% · 4.625%
HK$73,579
+HK$3,684/mo
Deposit HK$1.45M · loan HK$13.07M · min. income ≈ HK$139,790/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,593 · Scale 2, in force from 26 Feb 2026)