LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,116
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,146
−HK$1,047/mo
Today · 4.125%
HK$35,193
baseline
▲ 0.50% · 4.625%
HK$37,334
+HK$2,141/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,386/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,841
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,829
−HK$1,003/mo
Today · 4.125%
HK$38,832
baseline
▲ 0.50% · 4.625%
HK$40,879
+HK$2,047/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,664/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,739
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,975
−HK$1,256/mo
Today · 4.125%
HK$42,231
baseline
▲ 0.50% · 4.625%
HK$44,801
+HK$2,570/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$84,462/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,210
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,395
−HK$1,203/mo
Today · 4.125%
HK$46,598
baseline
▲ 0.50% · 4.625%
HK$49,054
+HK$2,456/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$93,196/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,363
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,805
−HK$1,465/mo
Today · 4.125%
HK$49,270
baseline
▲ 0.50% · 4.625%
HK$52,268
+HK$2,998/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$98,540/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,578
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,961
−HK$1,404/mo
Today · 4.125%
HK$54,365
baseline
▲ 0.50% · 4.625%
HK$57,230
+HK$2,865/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$108,730/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,609
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$61,463
−HK$1,884/mo
Today · 4.125%
HK$63,347
baseline
▲ 0.50% · 4.625%
HK$67,202
+HK$3,855/mo
Deposit HK$1.45M · loan HK$13.07M · min. income ≈ HK$126,694/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,314
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$68,093
−HK$1,804/mo
Today · 4.125%
HK$69,897
baseline
▲ 0.50% · 4.625%
HK$73,582
+HK$3,685/mo
Deposit HK$1.45M · loan HK$13.07M · min. income ≈ HK$139,794/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,613 · Scale 2, in force from 26 Feb 2026)