LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,117
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,147
−HK$1,047/mo
Today · 4.125%
HK$35,194
baseline
▲ 0.50% · 4.625%
HK$37,335
+HK$2,141/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,388/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,842
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,830
−HK$1,003/mo
Today · 4.125%
HK$38,833
baseline
▲ 0.50% · 4.625%
HK$40,880
+HK$2,047/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,666/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,740
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,976
−HK$1,256/mo
Today · 4.125%
HK$42,232
baseline
▲ 0.50% · 4.625%
HK$44,802
+HK$2,570/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$84,464/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,211
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,396
−HK$1,203/mo
Today · 4.125%
HK$46,599
baseline
▲ 0.50% · 4.625%
HK$49,056
+HK$2,457/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$93,198/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,364
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,806
−HK$1,465/mo
Today · 4.125%
HK$49,271
baseline
▲ 0.50% · 4.625%
HK$52,269
+HK$2,998/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$98,542/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,579
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,963
−HK$1,403/mo
Today · 4.125%
HK$54,366
baseline
▲ 0.50% · 4.625%
HK$57,232
+HK$2,866/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$108,732/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,611
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$61,465
−HK$1,884/mo
Today · 4.125%
HK$63,349
baseline
▲ 0.50% · 4.625%
HK$67,203
+HK$3,854/mo
Deposit HK$1.45M · loan HK$13.07M · min. income ≈ HK$126,698/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,316
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$68,095
−HK$1,804/mo
Today · 4.125%
HK$69,899
baseline
▲ 0.50% · 4.625%
HK$73,583
+HK$3,684/mo
Deposit HK$1.45M · loan HK$13.07M · min. income ≈ HK$139,798/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,626 · Scale 2, in force from 26 Feb 2026)