LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,119
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,149
−HK$1,047/mo
Today · 4.125%
HK$35,196
baseline
▲ 0.50% · 4.625%
HK$37,338
+HK$2,142/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,392/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,845
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,833
−HK$1,002/mo
Today · 4.125%
HK$38,835
baseline
▲ 0.50% · 4.625%
HK$40,882
+HK$2,047/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,670/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,743
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,979
−HK$1,256/mo
Today · 4.125%
HK$42,235
baseline
▲ 0.50% · 4.625%
HK$44,805
+HK$2,570/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$84,470/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,214
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,399
−HK$1,203/mo
Today · 4.125%
HK$46,602
baseline
▲ 0.50% · 4.625%
HK$49,059
+HK$2,457/mo
Deposit HK$5.81M · loan HK$8.71M · min. income ≈ HK$93,204/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$544,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,367
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,809
−HK$1,465/mo
Today · 4.125%
HK$49,274
baseline
▲ 0.50% · 4.625%
HK$52,273
+HK$2,999/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$98,548/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,582
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,966
−HK$1,403/mo
Today · 4.125%
HK$54,369
baseline
▲ 0.50% · 4.625%
HK$57,235
+HK$2,866/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$108,738/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,614
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$61,469
−HK$1,884/mo
Today · 4.125%
HK$63,353
baseline
▲ 0.50% · 4.625%
HK$67,208
+HK$3,855/mo
Deposit HK$1.45M · loan HK$13.07M · min. income ≈ HK$126,706/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,320
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$68,099
−HK$1,804/mo
Today · 4.125%
HK$69,903
baseline
▲ 0.50% · 4.625%
HK$73,588
+HK$3,685/mo
Deposit HK$1.45M · loan HK$13.07M · min. income ≈ HK$139,806/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,661 · Scale 2, in force from 26 Feb 2026)