LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,123
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,153
−HK$1,047/mo
Today · 4.125%
HK$35,200
baseline
▲ 0.50% · 4.625%
HK$37,342
+HK$2,142/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,400/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,849
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,837
−HK$1,002/mo
Today · 4.125%
HK$38,839
baseline
▲ 0.50% · 4.625%
HK$40,887
+HK$2,048/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,678/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,747
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,984
−HK$1,256/mo
Today · 4.125%
HK$42,240
baseline
▲ 0.50% · 4.625%
HK$44,810
+HK$2,570/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$84,480/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,218
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,404
−HK$1,203/mo
Today · 4.125%
HK$46,607
baseline
▲ 0.50% · 4.625%
HK$49,064
+HK$2,457/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$93,214/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,372
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$47,814
−HK$1,466/mo
Today · 4.125%
HK$49,280
baseline
▲ 0.50% · 4.625%
HK$52,278
+HK$2,998/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$98,560/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,588
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,972
−HK$1,403/mo
Today · 4.125%
HK$54,375
baseline
▲ 0.50% · 4.625%
HK$57,241
+HK$2,866/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$108,750/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,621
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$61,475
−HK$1,885/mo
Today · 4.125%
HK$63,360
baseline
▲ 0.50% · 4.625%
HK$67,215
+HK$3,855/mo
Deposit HK$1.45M · loan HK$13.07M · min. income ≈ HK$126,720/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,328
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$68,106
−HK$1,805/mo
Today · 4.125%
HK$69,911
baseline
▲ 0.50% · 4.625%
HK$73,596
+HK$3,685/mo
Deposit HK$1.45M · loan HK$13.07M · min. income ≈ HK$139,822/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,720 · Scale 2, in force from 26 Feb 2026)