LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,123
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,153
−HK$1,047/mo
Today · 4.125%
HK$35,200
baseline
▲ 0.50% · 4.625%
HK$37,342
+HK$2,142/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,400/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,849
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,837
−HK$1,003/mo
Today · 4.125%
HK$38,840
baseline
▲ 0.50% · 4.625%
HK$40,887
+HK$2,047/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,680/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,748
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,984
−HK$1,256/mo
Today · 4.125%
HK$42,240
baseline
▲ 0.50% · 4.625%
HK$44,810
+HK$2,570/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$84,480/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,219
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,405
−HK$1,203/mo
Today · 4.125%
HK$46,608
baseline
▲ 0.50% · 4.625%
HK$49,065
+HK$2,457/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$93,216/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,372
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$47,815
−HK$1,465/mo
Today · 4.125%
HK$49,280
baseline
▲ 0.50% · 4.625%
HK$52,279
+HK$2,999/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$98,560/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,589
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,972
−HK$1,404/mo
Today · 4.125%
HK$54,376
baseline
▲ 0.50% · 4.625%
HK$57,242
+HK$2,866/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$108,752/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,621
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$61,476
−HK$1,884/mo
Today · 4.125%
HK$63,360
baseline
▲ 0.50% · 4.625%
HK$67,215
+HK$3,855/mo
Deposit HK$1.45M · loan HK$13.07M · min. income ≈ HK$126,720/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,328
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$68,107
−HK$1,805/mo
Today · 4.125%
HK$69,912
baseline
▲ 0.50% · 4.625%
HK$73,597
+HK$3,685/mo
Deposit HK$1.45M · loan HK$13.07M · min. income ≈ HK$139,824/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,725 · Scale 2, in force from 26 Feb 2026)