LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,125
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,155
−HK$1,047/mo
Today · 4.125%
HK$35,202
baseline
▲ 0.50% · 4.625%
HK$37,344
+HK$2,142/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,404/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,851
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,840
−HK$1,002/mo
Today · 4.125%
HK$38,842
baseline
▲ 0.50% · 4.625%
HK$40,890
+HK$2,048/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,684/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,750
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,987
−HK$1,256/mo
Today · 4.125%
HK$42,243
baseline
▲ 0.50% · 4.625%
HK$44,813
+HK$2,570/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$84,486/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,222
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,408
−HK$1,203/mo
Today · 4.125%
HK$46,611
baseline
▲ 0.50% · 4.625%
HK$49,068
+HK$2,457/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$93,222/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,375
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$47,818
−HK$1,465/mo
Today · 4.125%
HK$49,283
baseline
▲ 0.50% · 4.625%
HK$52,282
+HK$2,999/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$98,566/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,592
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,975
−HK$1,404/mo
Today · 4.125%
HK$54,379
baseline
▲ 0.50% · 4.625%
HK$57,246
+HK$2,867/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$108,758/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,625
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$61,480
−HK$1,884/mo
Today · 4.125%
HK$63,364
baseline
▲ 0.50% · 4.625%
HK$67,220
+HK$3,856/mo
Deposit HK$1.45M · loan HK$13.07M · min. income ≈ HK$126,728/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,332
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$68,111
−HK$1,805/mo
Today · 4.125%
HK$69,916
baseline
▲ 0.50% · 4.625%
HK$73,601
+HK$3,685/mo
Deposit HK$1.45M · loan HK$13.07M · min. income ≈ HK$139,832/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,759 · Scale 2, in force from 26 Feb 2026)