LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,126
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,157
−HK$1,047/mo
Today · 4.125%
HK$35,204
baseline
▲ 0.50% · 4.625%
HK$37,346
+HK$2,142/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,408/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,853
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,841
−HK$1,003/mo
Today · 4.125%
HK$38,844
baseline
▲ 0.50% · 4.625%
HK$40,891
+HK$2,047/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,688/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,752
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,988
−HK$1,257/mo
Today · 4.125%
HK$42,245
baseline
▲ 0.50% · 4.625%
HK$44,815
+HK$2,570/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$84,490/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,223
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,409
−HK$1,204/mo
Today · 4.125%
HK$46,613
baseline
▲ 0.50% · 4.625%
HK$49,070
+HK$2,457/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$93,226/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,377
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$47,820
−HK$1,465/mo
Today · 4.125%
HK$49,285
baseline
▲ 0.50% · 4.625%
HK$52,284
+HK$2,999/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$98,570/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,594
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,978
−HK$1,403/mo
Today · 4.125%
HK$54,381
baseline
▲ 0.50% · 4.625%
HK$57,248
+HK$2,867/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$108,762/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,628
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$61,482
−HK$1,885/mo
Today · 4.125%
HK$63,367
baseline
▲ 0.50% · 4.625%
HK$67,223
+HK$3,856/mo
Deposit HK$1.45M · loan HK$13.07M · min. income ≈ HK$126,734/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,335
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$68,114
−HK$1,805/mo
Today · 4.125%
HK$69,919
baseline
▲ 0.50% · 4.625%
HK$73,605
+HK$3,686/mo
Deposit HK$1.45M · loan HK$13.07M · min. income ≈ HK$139,838/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,783 · Scale 2, in force from 26 Feb 2026)