LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,128
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,159
−HK$1,046/mo
Today · 4.125%
HK$35,205
baseline
▲ 0.50% · 4.625%
HK$37,348
+HK$2,143/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,410/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,855
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,843
−HK$1,003/mo
Today · 4.125%
HK$38,846
baseline
▲ 0.50% · 4.625%
HK$40,893
+HK$2,047/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,692/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,754
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,990
−HK$1,257/mo
Today · 4.125%
HK$42,247
baseline
▲ 0.50% · 4.625%
HK$44,817
+HK$2,570/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$84,494/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,226
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,412
−HK$1,203/mo
Today · 4.125%
HK$46,615
baseline
▲ 0.50% · 4.625%
HK$49,072
+HK$2,457/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$93,230/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,379
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$47,822
−HK$1,466/mo
Today · 4.125%
HK$49,288
baseline
▲ 0.50% · 4.625%
HK$52,287
+HK$2,999/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$98,576/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,596
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$52,980
−HK$1,404/mo
Today · 4.125%
HK$54,384
baseline
▲ 0.50% · 4.625%
HK$57,251
+HK$2,867/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$108,768/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,630
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$61,485
−HK$1,885/mo
Today · 4.125%
HK$63,370
baseline
▲ 0.50% · 4.625%
HK$67,226
+HK$3,856/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$126,740/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,338
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$68,117
−HK$1,805/mo
Today · 4.125%
HK$69,922
baseline
▲ 0.50% · 4.625%
HK$73,608
+HK$3,686/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$139,844/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,808 · Scale 2, in force from 26 Feb 2026)