LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,129
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,159
−HK$1,047/mo
Today · 4.125%
HK$35,206
baseline
▲ 0.50% · 4.625%
HK$37,348
+HK$2,142/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,412/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,855
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,844
−HK$1,003/mo
Today · 4.125%
HK$38,847
baseline
▲ 0.50% · 4.625%
HK$40,894
+HK$2,047/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,694/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,755
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,991
−HK$1,256/mo
Today · 4.125%
HK$42,247
baseline
▲ 0.50% · 4.625%
HK$44,818
+HK$2,571/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$84,494/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,227
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,413
−HK$1,203/mo
Today · 4.125%
HK$46,616
baseline
▲ 0.50% · 4.625%
HK$49,073
+HK$2,457/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$93,232/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,380
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$47,823
−HK$1,466/mo
Today · 4.125%
HK$49,289
baseline
▲ 0.50% · 4.625%
HK$52,288
+HK$2,999/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$98,578/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,598
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,981
−HK$1,404/mo
Today · 4.125%
HK$54,385
baseline
▲ 0.50% · 4.625%
HK$57,252
+HK$2,867/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$108,770/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,632
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$61,487
−HK$1,884/mo
Today · 4.125%
HK$63,371
baseline
▲ 0.50% · 4.625%
HK$67,227
+HK$3,856/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$126,742/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,340
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$68,119
−HK$1,805/mo
Today · 4.125%
HK$69,924
baseline
▲ 0.50% · 4.625%
HK$73,610
+HK$3,686/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$139,848/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,820 · Scale 2, in force from 26 Feb 2026)