LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,130
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,160
−HK$1,047/mo
Today · 4.125%
HK$35,207
baseline
▲ 0.50% · 4.625%
HK$37,349
+HK$2,142/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,414/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,856
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,845
−HK$1,003/mo
Today · 4.125%
HK$38,848
baseline
▲ 0.50% · 4.625%
HK$40,895
+HK$2,047/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,696/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,755
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,992
−HK$1,256/mo
Today · 4.125%
HK$42,248
baseline
▲ 0.50% · 4.625%
HK$44,819
+HK$2,571/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$84,496/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,228
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,414
−HK$1,203/mo
Today · 4.125%
HK$46,617
baseline
▲ 0.50% · 4.625%
HK$49,074
+HK$2,457/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$93,234/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,381
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$47,824
−HK$1,466/mo
Today · 4.125%
HK$49,290
baseline
▲ 0.50% · 4.625%
HK$52,289
+HK$2,999/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$98,580/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,599
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$52,983
−HK$1,404/mo
Today · 4.125%
HK$54,387
baseline
▲ 0.50% · 4.625%
HK$57,253
+HK$2,866/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$108,774/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,633
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$61,488
−HK$1,885/mo
Today · 4.125%
HK$63,373
baseline
▲ 0.50% · 4.625%
HK$67,229
+HK$3,856/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$126,746/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,341
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$68,121
−HK$1,805/mo
Today · 4.125%
HK$69,926
baseline
▲ 0.50% · 4.625%
HK$73,611
+HK$3,685/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$139,852/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,833 · Scale 2, in force from 26 Feb 2026)