LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,130
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,160
−HK$1,047/mo
Today · 4.125%
HK$35,207
baseline
▲ 0.50% · 4.625%
HK$37,350
+HK$2,143/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,414/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,857
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,845
−HK$1,003/mo
Today · 4.125%
HK$38,848
baseline
▲ 0.50% · 4.625%
HK$40,896
+HK$2,048/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,696/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,756
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,993
−HK$1,256/mo
Today · 4.125%
HK$42,249
baseline
▲ 0.50% · 4.625%
HK$44,820
+HK$2,571/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$84,498/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,228
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,414
−HK$1,204/mo
Today · 4.125%
HK$46,618
baseline
▲ 0.50% · 4.625%
HK$49,075
+HK$2,457/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$93,236/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,382
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$47,825
−HK$1,465/mo
Today · 4.125%
HK$49,290
baseline
▲ 0.50% · 4.625%
HK$52,290
+HK$3,000/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$98,580/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,599
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$52,983
−HK$1,404/mo
Today · 4.125%
HK$54,387
baseline
▲ 0.50% · 4.625%
HK$57,254
+HK$2,867/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$108,774/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,634
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$61,489
−HK$1,884/mo
Today · 4.125%
HK$63,373
baseline
▲ 0.50% · 4.625%
HK$67,230
+HK$3,857/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$126,746/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,342
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$68,121
−HK$1,805/mo
Today · 4.125%
HK$69,926
baseline
▲ 0.50% · 4.625%
HK$73,612
+HK$3,686/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$139,852/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,840 · Scale 2, in force from 26 Feb 2026)