LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,131
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,162
−HK$1,047/mo
Today · 4.125%
HK$35,209
baseline
▲ 0.50% · 4.625%
HK$37,351
+HK$2,142/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$70,418/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,858
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,847
−HK$1,003/mo
Today · 4.125%
HK$38,850
baseline
▲ 0.50% · 4.625%
HK$40,897
+HK$2,047/mo
Deposit HK$7.26M · loan HK$7.26M · min. income ≈ HK$77,700/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,758
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,994
−HK$1,257/mo
Today · 4.125%
HK$42,251
baseline
▲ 0.50% · 4.625%
HK$44,822
+HK$2,571/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$84,502/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,230
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,416
−HK$1,204/mo
Today · 4.125%
HK$46,620
baseline
▲ 0.50% · 4.625%
HK$49,077
+HK$2,457/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$93,240/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,384
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$47,827
−HK$1,466/mo
Today · 4.125%
HK$49,293
baseline
▲ 0.50% · 4.625%
HK$52,292
+HK$2,999/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$98,586/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,602
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,986
−HK$1,403/mo
Today · 4.125%
HK$54,389
baseline
▲ 0.50% · 4.625%
HK$57,256
+HK$2,867/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$108,778/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,636
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$61,491
−HK$1,885/mo
Today · 4.125%
HK$63,376
baseline
▲ 0.50% · 4.625%
HK$67,232
+HK$3,856/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$126,752/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,345
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$68,124
−HK$1,805/mo
Today · 4.125%
HK$69,929
baseline
▲ 0.50% · 4.625%
HK$73,615
+HK$3,686/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$139,858/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,863 · Scale 2, in force from 26 Feb 2026)