LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,133
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,163
−HK$1,048/mo
Today · 4.125%
HK$35,211
baseline
▲ 0.50% · 4.625%
HK$37,353
+HK$2,142/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,422/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,860
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,849
−HK$1,002/mo
Today · 4.125%
HK$38,851
baseline
▲ 0.50% · 4.625%
HK$40,899
+HK$2,048/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,702/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,759
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$40,996
−HK$1,257/mo
Today · 4.125%
HK$42,253
baseline
▲ 0.50% · 4.625%
HK$44,824
+HK$2,571/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$84,506/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,232
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,418
−HK$1,204/mo
Today · 4.125%
HK$46,622
baseline
▲ 0.50% · 4.625%
HK$49,079
+HK$2,457/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$93,244/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,386
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$47,829
−HK$1,466/mo
Today · 4.125%
HK$49,295
baseline
▲ 0.50% · 4.625%
HK$52,294
+HK$2,999/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$98,590/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,604
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$52,988
−HK$1,404/mo
Today · 4.125%
HK$54,392
baseline
▲ 0.50% · 4.625%
HK$57,259
+HK$2,867/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$108,784/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,639
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$61,494
−HK$1,885/mo
Today · 4.125%
HK$63,379
baseline
▲ 0.50% · 4.625%
HK$67,236
+HK$3,857/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$126,758/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,348
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$68,127
−HK$1,806/mo
Today · 4.125%
HK$69,933
baseline
▲ 0.50% · 4.625%
HK$73,619
+HK$3,686/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$139,866/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,888 · Scale 2, in force from 26 Feb 2026)