LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,134
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,165
−HK$1,047/mo
Today · 4.125%
HK$35,212
baseline
▲ 0.50% · 4.625%
HK$37,354
+HK$2,142/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,424/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,861
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,850
−HK$1,003/mo
Today · 4.125%
HK$38,853
baseline
▲ 0.50% · 4.625%
HK$40,901
+HK$2,048/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,706/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,761
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,998
−HK$1,256/mo
Today · 4.125%
HK$42,254
baseline
▲ 0.50% · 4.625%
HK$44,825
+HK$2,571/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$84,508/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,234
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,420
−HK$1,203/mo
Today · 4.125%
HK$46,623
baseline
▲ 0.50% · 4.625%
HK$49,081
+HK$2,458/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$93,246/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,388
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$47,831
−HK$1,466/mo
Today · 4.125%
HK$49,297
baseline
▲ 0.50% · 4.625%
HK$52,296
+HK$2,999/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$98,594/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,606
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$52,990
−HK$1,404/mo
Today · 4.125%
HK$54,394
baseline
▲ 0.50% · 4.625%
HK$57,261
+HK$2,867/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$108,788/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,641
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$61,496
−HK$1,885/mo
Today · 4.125%
HK$63,381
baseline
▲ 0.50% · 4.625%
HK$67,238
+HK$3,857/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$126,762/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,350
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$68,130
−HK$1,805/mo
Today · 4.125%
HK$69,935
baseline
▲ 0.50% · 4.625%
HK$73,621
+HK$3,686/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$139,870/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,907 · Scale 2, in force from 26 Feb 2026)