LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,135
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,165
−HK$1,047/mo
Today · 4.125%
HK$35,212
baseline
▲ 0.50% · 4.625%
HK$37,355
+HK$2,143/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,424/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,862
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,850
−HK$1,003/mo
Today · 4.125%
HK$38,853
baseline
▲ 0.50% · 4.625%
HK$40,901
+HK$2,048/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,706/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,761
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$40,998
−HK$1,257/mo
Today · 4.125%
HK$42,255
baseline
▲ 0.50% · 4.625%
HK$44,826
+HK$2,571/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$84,510/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,234
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,421
−HK$1,203/mo
Today · 4.125%
HK$46,624
baseline
▲ 0.50% · 4.625%
HK$49,082
+HK$2,458/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$93,248/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,388
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$47,831
−HK$1,466/mo
Today · 4.125%
HK$49,297
baseline
▲ 0.50% · 4.625%
HK$52,297
+HK$3,000/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$98,594/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,607
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$52,991
−HK$1,404/mo
Today · 4.125%
HK$54,395
baseline
▲ 0.50% · 4.625%
HK$57,262
+HK$2,867/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$108,790/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,642
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$61,497
−HK$1,885/mo
Today · 4.125%
HK$63,382
baseline
▲ 0.50% · 4.625%
HK$67,239
+HK$3,857/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$126,764/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,351
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$68,131
−HK$1,805/mo
Today · 4.125%
HK$69,936
baseline
▲ 0.50% · 4.625%
HK$73,622
+HK$3,686/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$139,872/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,915 · Scale 2, in force from 26 Feb 2026)