LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,136
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,167
−HK$1,047/mo
Today · 4.125%
HK$35,214
baseline
▲ 0.50% · 4.625%
HK$37,357
+HK$2,143/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,428/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,864
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,852
−HK$1,003/mo
Today · 4.125%
HK$38,855
baseline
▲ 0.50% · 4.625%
HK$40,903
+HK$2,048/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,710/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,763
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,000
−HK$1,257/mo
Today · 4.125%
HK$42,257
baseline
▲ 0.50% · 4.625%
HK$44,828
+HK$2,571/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$84,514/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,236
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,423
−HK$1,203/mo
Today · 4.125%
HK$46,626
baseline
▲ 0.50% · 4.625%
HK$49,084
+HK$2,458/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$93,252/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,391
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$47,834
−HK$1,466/mo
Today · 4.125%
HK$49,300
baseline
▲ 0.50% · 4.625%
HK$52,300
+HK$3,000/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$98,600/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,609
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$52,993
−HK$1,405/mo
Today · 4.125%
HK$54,398
baseline
▲ 0.50% · 4.625%
HK$57,265
+HK$2,867/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$108,796/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,645
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$61,501
−HK$1,885/mo
Today · 4.125%
HK$63,386
baseline
▲ 0.50% · 4.625%
HK$67,242
+HK$3,856/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$126,772/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,355
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$68,134
−HK$1,806/mo
Today · 4.125%
HK$69,940
baseline
▲ 0.50% · 4.625%
HK$73,626
+HK$3,686/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$139,880/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,943 · Scale 2, in force from 26 Feb 2026)