LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,137
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,167
−HK$1,048/mo
Today · 4.125%
HK$35,215
baseline
▲ 0.50% · 4.625%
HK$37,357
+HK$2,142/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,430/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,864
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,853
−HK$1,003/mo
Today · 4.125%
HK$38,856
baseline
▲ 0.50% · 4.625%
HK$40,904
+HK$2,048/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,712/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,764
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,001
−HK$1,257/mo
Today · 4.125%
HK$42,258
baseline
▲ 0.50% · 4.625%
HK$44,829
+HK$2,571/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$84,516/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,237
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,423
−HK$1,204/mo
Today · 4.125%
HK$46,627
baseline
▲ 0.50% · 4.625%
HK$49,085
+HK$2,458/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$93,254/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,391
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$47,834
−HK$1,466/mo
Today · 4.125%
HK$49,300
baseline
▲ 0.50% · 4.625%
HK$52,300
+HK$3,000/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$98,600/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,610
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$52,994
−HK$1,404/mo
Today · 4.125%
HK$54,398
baseline
▲ 0.50% · 4.625%
HK$57,266
+HK$2,868/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$108,796/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,646
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$61,501
−HK$1,885/mo
Today · 4.125%
HK$63,386
baseline
▲ 0.50% · 4.625%
HK$67,243
+HK$3,857/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$126,772/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,356
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$68,135
−HK$1,806/mo
Today · 4.125%
HK$69,941
baseline
▲ 0.50% · 4.625%
HK$73,627
+HK$3,686/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$139,882/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,950 · Scale 2, in force from 26 Feb 2026)