LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,138
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,169
−HK$1,047/mo
Today · 4.125%
HK$35,216
baseline
▲ 0.50% · 4.625%
HK$37,359
+HK$2,143/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,432/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,866
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,855
−HK$1,003/mo
Today · 4.125%
HK$38,858
baseline
▲ 0.50% · 4.625%
HK$40,906
+HK$2,048/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,716/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,766
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,003
−HK$1,257/mo
Today · 4.125%
HK$42,260
baseline
▲ 0.50% · 4.625%
HK$44,831
+HK$2,571/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$84,520/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,239
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,426
−HK$1,204/mo
Today · 4.125%
HK$46,630
baseline
▲ 0.50% · 4.625%
HK$49,087
+HK$2,457/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$93,260/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,394
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$47,837
−HK$1,466/mo
Today · 4.125%
HK$49,303
baseline
▲ 0.50% · 4.625%
HK$52,303
+HK$3,000/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$98,606/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,613
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$52,997
−HK$1,404/mo
Today · 4.125%
HK$54,401
baseline
▲ 0.50% · 4.625%
HK$57,269
+HK$2,868/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$108,802/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,649
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$61,505
−HK$1,885/mo
Today · 4.125%
HK$63,390
baseline
▲ 0.50% · 4.625%
HK$67,247
+HK$3,857/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$126,780/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,359
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$68,139
−HK$1,805/mo
Today · 4.125%
HK$69,944
baseline
▲ 0.50% · 4.625%
HK$73,631
+HK$3,687/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$139,888/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,979 · Scale 2, in force from 26 Feb 2026)