LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,139
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,170
−HK$1,047/mo
Today · 4.125%
HK$35,217
baseline
▲ 0.50% · 4.625%
HK$37,360
+HK$2,143/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,434/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,866
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,855
−HK$1,003/mo
Today · 4.125%
HK$38,858
baseline
▲ 0.50% · 4.625%
HK$40,907
+HK$2,049/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,716/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$544,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,766
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,003
−HK$1,257/mo
Today · 4.125%
HK$42,260
baseline
▲ 0.50% · 4.625%
HK$44,832
+HK$2,572/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$84,520/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,240
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,426
−HK$1,204/mo
Today · 4.125%
HK$46,630
baseline
▲ 0.50% · 4.625%
HK$49,088
+HK$2,458/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$93,260/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$544,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,394
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,837
−HK$1,467/mo
Today · 4.125%
HK$49,304
baseline
▲ 0.50% · 4.625%
HK$52,304
+HK$3,000/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$98,608/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,613
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$52,997
−HK$1,405/mo
Today · 4.125%
HK$54,402
baseline
▲ 0.50% · 4.625%
HK$57,269
+HK$2,867/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$108,804/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$544,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,650
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$61,505
−HK$1,885/mo
Today · 4.125%
HK$63,390
baseline
▲ 0.50% · 4.625%
HK$67,247
+HK$3,857/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$126,780/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,360
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$68,139
−HK$1,806/mo
Today · 4.125%
HK$69,945
baseline
▲ 0.50% · 4.625%
HK$73,632
+HK$3,687/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$139,890/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$544,984 · Scale 2, in force from 26 Feb 2026)