LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,143
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,174
−HK$1,047/mo
Today · 4.125%
HK$35,221
baseline
▲ 0.50% · 4.625%
HK$37,364
+HK$2,143/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,442/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$545,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,871
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,860
−HK$1,003/mo
Today · 4.125%
HK$38,863
baseline
▲ 0.50% · 4.625%
HK$40,912
+HK$2,049/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,726/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$545,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,771
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,008
−HK$1,257/mo
Today · 4.125%
HK$42,265
baseline
▲ 0.50% · 4.625%
HK$44,837
+HK$2,572/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$84,530/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,245
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,432
−HK$1,204/mo
Today · 4.125%
HK$46,636
baseline
▲ 0.50% · 4.625%
HK$49,094
+HK$2,458/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$93,272/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,400
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,843
−HK$1,467/mo
Today · 4.125%
HK$49,310
baseline
▲ 0.50% · 4.625%
HK$52,310
+HK$3,000/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$98,620/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,619
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$53,004
−HK$1,404/mo
Today · 4.125%
HK$54,408
baseline
▲ 0.50% · 4.625%
HK$57,276
+HK$2,868/mo
Deposit HK$4.36M · loan HK$10.17M · min. income ≈ HK$108,816/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,657
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$61,513
−HK$1,885/mo
Today · 4.125%
HK$63,398
baseline
▲ 0.50% · 4.625%
HK$67,256
+HK$3,858/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$126,796/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,368
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$68,148
−HK$1,805/mo
Today · 4.125%
HK$69,953
baseline
▲ 0.50% · 4.625%
HK$73,641
+HK$3,688/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$139,906/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,050 · Scale 2, in force from 26 Feb 2026)